Bank Holiday Today: Branches Closed in These states on September 21, Check RBI Schedule

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Bank customers planning to visit a branch on Monday, September 21, 2026, should check the local holiday schedule before leaving home. Banks will remain closed at selected banking centres in Assam and Kerala due to regional observances, while branches across most other parts of India are expected to operate normally.

According to the Reserve Bank of India’s holiday calendar, the closures apply to designated banking centres and are not a nationwide bank holiday. Customers in the affected locations should postpone branch-dependent work or use digital banking facilities wherever possible.

Where Will Banks Remain Closed on September 21?

Bank branches will remain closed in Guwahati, Kochi and Thiruvananthapuram on Monday. The holiday has been declared for two separate regional occasions:

  • Guwahati, Assam: Srimanta Sankardeva Janmotsav
  • Kochi and Thiruvananthapuram, Kerala: Sree Narayana Guru Samadhi Day

Branches of public and private sector banks operating at these centres are expected to observe the holiday. This may include major lenders such as the State Bank of India, Punjab National Bank, Bank of Baroda, HDFC Bank, ICICI Bank and Axis Bank, depending on their branch location.

Customers should note that the holiday applies according to the RBI’s city-wise calendar. It should not automatically be interpreted as a closure of every branch throughout Assam or Kerala. Anyone with urgent branch work should confirm the status with the relevant bank or check its official website.

Why Are Banks Closed in Assam?

Banks in Guwahati will remain closed for Srimanta Sankardeva Janmotsav. Srimanta Sankardeva was a prominent saint, scholar, social reformer and cultural figure whose work had a lasting influence on Assamese society.

He played a major role in promoting the Ekasarana devotional tradition in Assam. His teachings emphasised devotion, social unity and spiritual equality. Religious gatherings, cultural programmes and other commemorative events are organised in different parts of the state to mark the occasion.

Because of the regional importance of the observance, September 21 has been included as a bank holiday for the Guwahati banking centre.

Reason for the Bank Holiday in Kerala

Branches in Kochi and Thiruvananthapuram will remain closed on account of Sree Narayana Guru Samadhi Day. Sree Narayana Guru was a spiritual leader and social reformer who campaigned against caste discrimination and promoted the values of equality, dignity and education.

His final resting place is located at the Sivagiri Mutt in Varkala, Kerala. Followers observe the day in his memory through prayers, commemorative programmes and spiritual gatherings.

The RBI calendar lists the occasion as a holiday for the concerned banking centres in Kerala.

Banks Will Open Normally in Most States

September 21 is not a countrywide bank holiday. Branches are expected to remain open in most states and Union Territories, including Delhi, Uttar Pradesh, Bihar, Maharashtra, Karnataka, Odisha, Tamil Nadu, Andhra Pradesh, Gujarat, Madhya Pradesh and Telangana.

Customers in these areas should be able to access regular counter services during the usual business hours. However, individual branches may occasionally have different operating arrangements, so confirming the schedule in advance is advisable when the work is time-sensitive.

Will Online Banking Services Continue?

Although physical branches will remain closed at the affected centres, most digital banking facilities should continue to function. Customers can generally use:

  • Mobile and internet banking
  • UPI payment services
  • ATMs and cash-deposit machines
  • IMPS and other instant fund-transfer facilities
  • Debit and credit cards
  • Bank applications for balance checks and bill payments

Services that require manual branch processing, physical verification or staff approval may be completed on the next working day. Customers should also be prepared for possible delays in cheque clearance or branch-level documentation.

Upcoming Bank Holidays in September 2026

Several regional and nationwide closures are scheduled during the remaining days of September. The location and reason for each holiday are as follows:

Date Day Holiday or Reason Affected Banking Centres
September 21 Monday Srimanta Sankardeva Janmotsav and Sree Narayana Guru Samadhi Day Guwahati, Kochi and Thiruvananthapuram
September 22 Tuesday Karma Puja Ranchi
September 23 Wednesday Maharaja Hari Singh’s Birthday Jammu and Srinagar
September 24 Thursday No scheduled RBI holiday Most banking centres open
September 25 Friday Indra Jatra Gangtok
September 26 Saturday Fourth Saturday Across India
September 27 Sunday Weekly holiday Across India

Bank holidays in India are determined by multiple factors, including regional festivals, state-level observances, Sundays and the second and fourth Saturdays of every month. As a result, a branch holiday in one city does not necessarily apply elsewhere.

Customers planning activities such as submitting documents, accessing lockers, depositing large amounts of cash or completing loan-related formalities should check the RBI’s city-specific list and confirm the branch schedule directly with their bank.

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