IOB Recruitment 2026: 291 Officer Vacancies Open, Salary Up to ₹1.05 Lakh; Apply by September 15
Indian Overseas Bank (IOB) has opened the registration process for a new recruitment drive offering opportunities to graduates and postgraduates seeking a career in the banking sector. The bank is recruiting candidates for 291 Generalist and Specialist Officer positions across different grades.
Eligible candidates can submit their applications online until September 15, 2026. Since educational qualifications, age limits and salary structures differ depending on the position, applicants should carefully review the post-specific requirements before completing their forms.
One of the major attractions of the recruitment is the pay structure. Depending on the grade, selected candidates can receive a basic monthly salary ranging from ₹48,480 to ₹1,05,280.
The selection process includes a written examination carrying 100 marks, with negative marking applicable for incorrect answers.
IOB Recruitment 2026 for 291 Officer Vacancies
Indian Overseas Bank plans to select a total of 291 candidates through the recruitment exercise.
The vacancies are available for Generalist and Specialist Officer roles, giving candidates with different educational and professional backgrounds an opportunity to apply.
However, candidates should not assume that the same qualification or age criteria apply to all 291 vacancies.
Eligibility has been prescribed according to the position and grade. Applicants should therefore identify the post they wish to apply for and confirm that they meet all corresponding conditions.
September 15 Is the Last Date to Apply
Online registration for the IOB officer recruitment is already underway.
Candidates who meet the eligibility requirements can submit their applications until September 15, 2026.
Applicants should complete their registration early enough to avoid potential last-minute difficulties involving document uploads, fee payments or heavy traffic on the application portal.
Before final submission, candidates should also verify that the information entered in their form matches their educational certificates and other official documents.
Who Can Apply for IOB Officer Recruitment?
The recruitment provides opportunities for both graduates and postgraduates.
According to the recruitment information, candidates applying for Generalist and Specialist Officer positions should possess a graduation or postgraduate degree, depending on the post.
As the recruitment covers multiple officer positions, the exact academic qualification may differ from one vacancy to another.
Candidates should therefore check the detailed notification for post-wise requirements, including the relevant degree, specialisation, professional qualification or experience, if prescribed.
Simply possessing a bachelor's or master's degree should not be treated as confirmation of eligibility for every position included in the recruitment drive.
IOB Recruitment 2026 Age Limit
The minimum and maximum age requirements vary considerably depending on the post.
The prescribed minimum age for different positions is listed as 22, 23, 25 or 28 years, depending on the role.
Similarly, the maximum age limit can be 32, 33, 35, 38 or 45 years, based on the position selected by the candidate.
Applicants must therefore check the exact age requirement for their preferred vacancy instead of applying a single age limit to the entire recruitment.
Eligible reserved-category candidates will receive relaxation in the upper age limit.
Candidates belonging to the SC and ST categories are eligible for relaxation of five years, while OBC candidates receive a relaxation of three years.
For eligible persons with disabilities (PwD), the upper-age relaxation is 10 years, according to the recruitment details.
Salary Can Cross ₹1 Lakh Per Month
The pay scale differs according to the officer grade.
Candidates appointed in JMGS I will fall under a pay scale ranging from ₹48,480 to ₹85,290 per month.
For MMGS II, the stated pay range is ₹64,820 to ₹93,960 per month.
Candidates selected at the MMGS III level will be placed in a pay range of ₹85,920 to ₹1,05,280 per month.
This means the upper end of the stated basic pay scale for certain positions exceeds ₹1 lakh per month.
Candidates should note that the actual amount received in hand may differ from the basic pay scale after considering allowances, benefits, deductions and other applicable service conditions.
What Will the Written Examination Be Like?
Candidates should also prepare for a competitive written examination.
According to the recruitment information, the test will contain 100 multiple-choice questions carrying a total of 100 marks.
Candidates will have two hours to complete the examination.
Accuracy will be particularly important because the examination includes negative marking.
For every incorrect answer, one-fourth of the marks assigned to that question will be deducted.
Candidates should therefore avoid unnecessary guessing and focus on balancing speed with accuracy during the examination.
How Much Is the IOB Application Fee?
The registration fee has been fixed according to the applicant's category.
Candidates belonging to the General, OBC and EWS categories are required to pay ₹1,000 as the application fee.
For SC, ST and PwD candidates, the fee is considerably lower at ₹175.
Applicants should ensure that they select the correct category while completing their registration and pay the corresponding amount.
After completing the transaction, candidates should retain their payment receipt or confirmation for future reference.
How to Apply for IOB Recruitment 2026
The application process is being conducted online.
Candidates should first access the official recruitment application facility and complete the registration process using the required personal details.
After registration, applicants should fill in their academic qualifications, post preference and other information requested in the application.
Candidates may also be required to upload photographs, signatures and supporting documents in the prescribed format.
Once all details have been entered, applicants should review the entire form carefully before proceeding to payment.
The category-wise application fee must then be paid through the available online payment method before the form is finally submitted.
Candidates are advised to save or print a copy of their completed application for future use.
Check Post-Wise Requirements Carefully
One of the most important aspects of this recruitment is that several eligibility conditions are post-specific.
The age range itself demonstrates this difference, with minimum requirements starting at 22 years for some positions and reaching 28 years for others. Maximum age limits similarly range from 32 to 45 years.
Educational requirements can also differ between Generalist and Specialist Officer vacancies.
Applicants should therefore avoid relying solely on the general eligibility information and instead check the detailed notification for the exact position they intend to select.
This can help prevent applications from being rejected later because of an incorrect qualification, age or other eligibility condition.
Start Preparing for the Written Test
Candidates who are eligible for the recruitment should consider beginning their examination preparation alongside the application process.
With 100 questions to be completed in 120 minutes, candidates will have an average of slightly more than one minute per question.
However, the presence of one-fourth negative marking means attempting every question without sufficient confidence may not be an effective strategy.
Candidates should review the detailed syllabus and examination structure provided for their respective positions and prepare accordingly.
IOB Recruitment 2026: What Applicants Should Remember
Indian Overseas Bank's latest recruitment drive offers 291 Generalist and Specialist Officer vacancies for eligible candidates.
Applications are already underway, with September 15, 2026 set as the final date for online registration.
Graduates and postgraduates can apply depending on the position, while the prescribed age limits vary significantly across different posts.
The written examination will consist of 100 multiple-choice questions for 100 marks, with two hours provided to complete the paper and a one-fourth-mark penalty for incorrect answers.
Application fees are ₹1,000 for General, OBC and EWS candidates and ₹175 for SC, ST and PwD applicants.
Depending on the grade, the stated monthly pay scale ranges from ₹48,480 to ₹1,05,280, making the recruitment an important opportunity for eligible candidates seeking officer-level positions in the banking sector.
Applicants should carefully check the detailed IOB recruitment notification for post-wise qualifications, experience requirements, age limits and other conditions before submitting their forms.