Bank Holidays October 24–26, 2026: Banks Closed for Three Days in These Cities, Check RBI Holiday List

Bank Holiday Update, October 2026: Bank customers planning to visit their nearest branch over the coming weekend should check the holiday calendar before leaving home. Banks across India will remain closed on October 24 and 25, while branches in selected cities will also observe a holiday on Monday, October 26, 2026.

According to the Reserve Bank of India's holiday calendar reported by multiple financial publications, October 24 is the fourth Saturday of the month, and October 25 falls on a Sunday. Both are regular banking holidays nationwide.

However, the three-day bank closure does not apply to every city in India. The additional holiday on October 26 is restricted to certain locations because of regional festivals and observances.

Banks to Remain Closed on October 24, 25 and 26

Customers of State Bank of India (SBI), Punjab National Bank (PNB), HDFC Bank, ICICI Bank, Bank of Baroda and other scheduled commercial banks should check the following dates.

The October 26 holiday is listed for Agartala, Chandigarh, Jammu, Shimla and Srinagar.

Why Will Banks Remain Closed on October 24?

October 24, 2026, is the fourth Saturday of the month.

Under the regular banking holiday arrangement, branches of scheduled commercial banks generally remain closed on the second and fourth Saturdays.

Therefore, public-sector and private-sector bank branches across India will observe the scheduled holiday.

Customers requiring branch services such as cash deposits at counters, account documentation, demand drafts or locker access should plan accordingly.

October 25 Bank Holiday: Sunday Closure Across India

The following day, October 25, is Sunday.

Banks throughout the country will remain closed for their regular weekly holiday.

This means physical branches will be unavailable for two consecutive days on October 24 and 25.

However, digital banking services will generally continue to function, subject to technical availability and scheduled maintenance.

October 26 Bank Holiday: Check the City-Wise List

Monday, October 26, is not a nationwide bank holiday.

According to the published October 2026 holiday calendar, banks will remain closed in the following locations:

The RBI calendar groups the October 26 observances under Lakshmi Puja, Accession Day and Maharishi Valmiki's Birthday.

Customers in these locations may experience three consecutive days without regular branch services, from Saturday through Monday.

In other cities, branches are generally expected to resume normal operations on October 26, unless another applicable local holiday or special closure has been announced.

Will Banks Be Open in Delhi, Mumbai, Jaipur and Other Major Cities on October 26?

The published October 26 holiday list does not include several major banking centres.

These are expected statuses based on the published RBI holiday calendar, not live confirmations from individual branches.

Customers should check their bank's official website or branch notice for any local changes.

Will SBI, HDFC Bank and ICICI Bank Remain Closed?

The regular second- and fourth-Saturday holiday arrangement applies to scheduled commercial banks, including major public-sector and private-sector lenders.

Therefore, branches of SBI, HDFC Bank, ICICI Bank, PNB and other major banks will generally remain closed nationwide on October 24 and 25.

On October 26, closures will depend on the location of the branch.

For example, an eligible bank branch in Shimla may remain closed on Monday, while a branch of the same bank in Jaipur may operate normally.

This is why customers should check the holiday schedule for their specific city rather than relying on a nationwide headline.

Will UPI, ATM and Internet Banking Work During the Holidays?

A bank holiday does not mean that every banking service becomes unavailable.

Customers can generally continue using several digital facilities.

Digital services can still experience technical outages or scheduled maintenance. Availability should not be interpreted as a guarantee that every transaction will be processed immediately.

What Happens to Cheque Deposits and Clearing?

Customers planning to deposit cheques should consider the applicable clearing schedule.

Although certain digital payment systems operate continuously, cheque processing depends on the relevant clearing arrangements and bank procedures.

If a branch is closed, customers may be unable to submit a cheque at the counter.

Cheques deposited through drop boxes or other facilities may be processed according to the bank's operational schedule.

Customers handling time-sensitive payments should confirm the expected processing date with their bank.

Important Banking Work to Complete Before the Holidays

Customers who need assistance from bank employees should avoid postponing essential branch-related tasks until the holiday period.

These may include account-opening formalities, KYC document submission, demand draft requests, locker operations and certain loan-related documentation.

People expecting urgent payments should also confirm whether their chosen transfer method works on holidays.

For routine fund transfers, UPI, IMPS, NEFT and RTGS may offer alternatives to visiting a physical branch.

How to Check the Official RBI Bank Holiday Calendar

The Reserve Bank of India publishes bank holiday information by month and location.

Customers can check the official RBI website for the applicable holiday calendar.

To avoid confusion, they should select the relevant month and banking centre.

The holiday list may differ between neighbouring states and cities because regional festivals are not observed uniformly across India.

Customers can also consult their bank's official branch locator, website or customer support channels.

More Bank Holidays Remaining in October 2026

After the October 24–26 holiday period, additional regional bank holidays are listed for the final week of the month.

These are location-specific holidays and should not be mistaken for nationwide banking closures.

Final Takeaway

Bank branches across India will remain closed on October 24 and 25, 2026, because of the fourth Saturday and Sunday.

On Monday, October 26, an additional holiday will apply to branches in Agartala, Chandigarh, Jammu, Shimla and Srinagar.

This means a three-day banking break will affect selected cities, not the entire country. Customers in other locations can generally expect branches to reopen on Monday, subject to their local holiday calendar.

UPI, ATMs, mobile banking and internet banking are expected to remain available for most routine transactions, while branch-dependent services will resume according to the applicable schedule.

Sources: RBI holiday calendar information reported by Moneycontrol, Jansatta and other financial publications in October 2026. Customers should verify the holiday applicable to their particular branch before travelling.