Bank Holidays October 19–25, 2026: Banks Closed for Navami, Dussehra and Weekend, Check State-Wise Details
Bank Holiday Today, October 19, 2026: Bank customers across several Indian states may face branch closures during the festive week as Maha Navami and Dussehra celebrations coincide with regular weekend holidays. According to the holiday schedule described in the October 18 report, bank branches in several regions are expected to remain closed on Monday, October 19, and Tuesday, October 20.
The festive holidays come immediately after Sunday, October 18, raising the possibility of three consecutive days without regular branch services in locations where both festival holidays apply.
However, bank holidays are not always observed uniformly across India. The Reserve Bank of India's (RBI) holiday calendar includes regional holidays, meaning banks may remain open in some states while branches elsewhere are closed.
Customers planning to deposit cheques, visit bank branches or complete documentation should check the holiday schedule applicable to their city before travelling.
Are Banks Closed Today, Monday, October 19?
Monday, October 19, 2026, is associated with Maha Navami celebrations in several parts of India.
According to the supplied holiday report, bank branches in Uttar Pradesh, West Bengal, Bihar and Jharkhand are among those expected to observe a holiday.
The closures are linked to regional festival observances and the applicable banking holiday notifications.
Both public-sector and private-sector bank branches generally follow the notified holiday schedule for their respective locations.
However, customers should not assume that every bank branch across the country will remain closed on October 19.
The applicable holiday depends on the state, city and relevant RBI regional calendar.
Bank Holiday on October 20: Dussehra and Vijayadashami
Tuesday, October 20, is identified in the report as a holiday associated with Dussehra or Vijayadashami.
The festival is observed across many parts of India, although local holiday schedules can differ.
According to the report, bank branches across numerous states are expected to remain closed for the occasion.
In locations where both October 19 and October 20 are notified holidays, regular branch operations may be unavailable for three consecutive days when the preceding Sunday is included.
Customers should make arrangements in advance for transactions requiring in-person banking assistance.
Bank Holiday List: October 19 to October 25, 2026
The following table summarises the dates and closures mentioned in the supplied report.
| Date |
Day |
Holiday or Occasion |
Reported Banking Impact |
|---|---|---|---|
| October 19 |
Monday |
Maha Navami |
Holiday in several states, including reported closures in UP, Bihar, Jharkhand and West Bengal |
| October 20 |
Tuesday |
Dussehra / Vijayadashami |
Holiday across many regions |
| October 21 |
Wednesday |
Regional Durga Puja / Vijayadashami observances |
Reported closures in parts of the Northeast, including Assam and Tripura |
| October 22 |
Thursday |
No specific holiday listed in the supplied report |
Normal operations expected unless locally notified |
| October 23 |
Friday |
No specific holiday listed in the supplied report |
Normal operations expected unless locally notified |
| October 24 |
Saturday |
Fourth Saturday |
Regular nationwide bank holiday |
| October 25 |
Sunday |
Weekly Holiday |
Regular nationwide bank holiday |
Note: The festival-related dates and state coverage above are based on the supplied report and have not been independently checked against the current RBI holiday calendar. Regional exceptions may apply.
Why Could Banks Remain Closed for Three Consecutive Days?
The possibility of a three-day banking break arises from the combination of Sunday and two consecutive festival holidays.
Sunday, October 18, was a regular weekly holiday for bank branches.
Monday, October 19, is associated with Maha Navami, while Tuesday, October 20, is linked to Dussehra or Vijayadashami in the reported schedule.
Therefore, in locations where both festival dates are officially notified banking holidays, customers could experience a continuous branch closure from October 18 through October 20.
This does not mean every bank in India will observe the same three-day closure.
Regional holiday differences remain important.
Will Banks Remain Closed on October 21?
Wednesday, October 21, may also be a bank holiday in certain northeastern regions, according to the report.
The closures are associated with regional Durga Puja and Vijayadashami celebrations.
Assam and Tripura are among the states mentioned in connection with the additional holiday.
However, customers should confirm whether the holiday applies to their particular banking location.
A festival holiday notified in one state does not automatically apply to branches in another state.
October 24 and 25: Banks to Remain Closed Across India
Apart from festival-related closures, customers should also consider the regular weekend banking schedule.
Saturday, October 24, 2026, falls on the fourth Saturday of the month.
Under the standard banking holiday arrangement, scheduled commercial bank branches generally remain closed on the second and fourth Saturdays.
Sunday, October 25, is also a regular weekly holiday.
As a result, customers across India should expect regular branch services to remain unavailable on both October 24 and October 25.
Those needing branch assistance should plan their visits around these dates.
Will UPI, ATM and Net Banking Services Work During Bank Holidays?
Although physical bank branches may remain closed, most digital banking facilities are generally available during holidays.
Customers can ordinarily continue using UPI applications, mobile banking platforms and internet banking services.
ATM withdrawals and other supported self-service transactions are also generally available.
Here is how common banking services are typically affected:
| Banking Service |
Availability During Holidays |
|---|---|
| UPI Payments |
Generally available 24/7 |
| Mobile Banking |
Generally available |
| Internet Banking |
Generally available |
| ATM Cash Withdrawals |
Subject to cash availability and network operations |
| IMPS Transfers |
Generally available 24/7 |
| NEFT Transfers |
Generally available 24/7 |
| RTGS Transfers |
Generally available 24/7 |
| Branch Cash Deposits |
Unavailable when the branch is closed |
| Physical Cheque Processing |
May be affected by clearing schedules |
| In-Person KYC and Documentation |
Usually unavailable during branch holidays |
Digital services may occasionally face technical issues, maintenance interruptions or bank-specific restrictions.
Therefore, customers should avoid assuming that every digital transaction will necessarily be completed without delay.
Which Banking Activities Should Be Completed Before the Holidays?
Customers who require in-person assistance should pay particular attention to the holiday calendar.
Services such as submitting physical documents, completing certain KYC procedures, accessing bank lockers and obtaining branch-issued certificates may not be available when branches are closed.
People handling urgent business payments, property transactions or loan documentation should also confirm the availability of the relevant banking services.
Although digital fund transfers are generally operational, transactions involving physical verification or branch approval may take longer during an extended holiday period.
How to Check the Official RBI Bank Holiday Calendar
Customers can confirm the applicable banking holiday by visiting the Reserve Bank of India's official website.
The RBI publishes a holiday calendar that allows users to check holidays by month and regional office.
The calendar distinguishes between different categories of banking holidays, including those notified under the Negotiable Instruments Act.
Customers can also check their bank's official website, mobile application or branch notices for location-specific information.
This is especially important during major festivals, when holiday dates and observances may differ across states.
Bank Holidays October 2026: Important Update for Customers
The week beginning October 19 includes several reported festival-related bank holidays, followed by the regular fourth-Saturday and Sunday closures on October 24 and 25.
In locations where both Maha Navami and Dussehra holidays apply, customers could experience three consecutive days without normal branch operations from October 18 to October 20.
Additional regional closures may also affect banking services on October 21.
The key point is that festival holidays are location-specific, while the fourth Saturday and Sunday are regular nationwide branch holidays.
Customers should verify their local holiday schedule before visiting a bank and use available digital banking facilities for routine transactions.
Editorial note: This article is based on the supplied October 18, 2026 report. Festival-related holiday dates and state-wise closures should be independently confirmed against the RBI's official holiday calendar before publication. Digital banking availability is subject to individual bank systems and service conditions.