Ayushman Bharat Eligibility Check 2026: The Uttar Pradesh Ayushman Bharat authorities have issued an important reminder for citizens who want to check their eligibility under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY).

According to the official communication shared by PMJAY-UP, eligible individuals can check their beneficiary status through the government's official website, beneficiary.nha.gov.in, or by using the Ayushman App available on the Google Play Store.

Once eligibility is confirmed and the Ayushman card is issued, beneficiaries can access cashless treatment of up to ₹5 lakh per eligible family per year for covered medical services at empanelled hospitals.

The initiative is particularly important for families who may face financial difficulties during medical emergencies.

What Is the Ayushman Bharat PM-JAY Scheme?

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana is a government-funded healthcare programme designed to provide financial protection to eligible families against hospitalisation expenses.

Under the scheme, qualifying households can receive cashless treatment for approved secondary and tertiary healthcare services at empanelled hospitals.

The standard PM-JAY benefit provides annual health coverage of up to ₹5 lakh per eligible family.

The scheme is intended to reduce the financial burden of major medical treatment, particularly for households covered under the programme's eligibility criteria.

However, not every medical expense is automatically covered. Benefits depend on approved treatment packages, beneficiary eligibility and scheme rules.

How to Check Ayushman Card Eligibility Online

The National Health Authority provides an official beneficiary portal where citizens can check their eligibility and access supported card-related services.

Official Ayushman Bharat Beneficiary Portal

beneficiary.nha.gov.in

Check Eligibility Online

Follow these general steps to check your eligibility:

Step 1: Open the official Ayushman Bharat beneficiary portal on your smartphone or computer.

Step 2: Select the beneficiary login option.

Step 3: Enter your mobile number and complete the OTP verification process.

Step 4: Select the relevant state and scheme information, as requested.

Step 5: Search for your beneficiary record using the available search methods, which may include Aadhaar or other supported details.

Step 6: Review the results to determine whether your name or family details appear in the eligible beneficiary records.

Step 7: If eligible, follow the instructions to complete any pending verification and card-generation process.

The exact options may vary depending on the portal's current interface and the beneficiary category.

How to Check Ayushman Bharat Eligibility Through the Ayushman App

Citizens can also use the official Ayushman App to access supported beneficiary services.

The app provides a mobile-friendly way to check eligibility and complete certain card-related procedures.

To use it:

1. Open the Google Play Store on your Android smartphone.

2. Search for the official Ayushman App.

3. Verify that you are installing the authorised application.

4. Open the app and select the relevant beneficiary option.

5. Complete the required mobile number and OTP verification.

6. Search for your beneficiary details using the available options.

7. Follow the instructions displayed if your record is found eligible.

Avoid installing applications from unofficial websites or links circulated through unknown messages.

Who Is Eligible for the Ayushman Bharat Scheme?

Eligibility under the standard PM-JAY programme depends on the government's applicable beneficiary criteria and databases.

The scheme covers qualifying families identified under the relevant eligibility framework, along with additional categories included through authorised government decisions.

Some states also operate expanded health coverage arrangements under their own programmes.

Therefore, eligibility can depend on the beneficiary's state, household category and applicable scheme rules.

Additionally, the Ayushman Bharat programme has been expanded to include eligible senior citizens aged 70 years and above, irrespective of their income or socioeconomic status, subject to the prescribed enrolment conditions.

Citizens should use official government services rather than assuming eligibility solely because they possess a ration card or Aadhaar card.

How Much Free Treatment Is Available Under Ayushman Bharat?

PM-JAY HEALTH COVERAGE

Up to ₹5 lakh

Per eligible family, per year

Cashless treatment for approved hospitalisation services at empanelled hospitals

The amount is a coverage limit, not a cash payment. Special rules apply to the age-based expansion for senior citizens aged 70 and above.

The coverage can help eligible families access treatment for approved medical conditions without paying the covered hospitalisation expenses upfront.

However, routine outpatient visits, non-covered procedures and expenses outside the approved treatment package may not be included.

Beneficiaries should confirm the applicable treatment package with the hospital's Ayushman help desk before admission.

How to Get an Ayushman Card After Eligibility Confirmation

If your name appears in the eligible beneficiary records, the next step is to complete the prescribed verification process.

Depending on the available service, this may involve Aadhaar-based e-KYC and confirmation of beneficiary details.

Once the required verification is completed and the card is approved, the beneficiary may be able to download the digital Ayushman card through an authorised government service.

In cases where additional verification is necessary, applicants should follow the instructions provided by the portal or the relevant health authority.

The Ayushman card helps identify eligible beneficiaries, but the availability of cashless treatment remains subject to the scheme's coverage and hospital procedures.

Can You Get Treatment at Any Hospital?

No. Cashless treatment under PM-JAY is generally available at hospitals empanelled under the programme.

These may include participating government and private hospitals.

Before seeking planned treatment, beneficiaries should verify whether the selected hospital is empanelled and whether the required medical procedure is covered.

In a medical emergency, patients should seek immediate medical attention rather than delaying urgent care to complete an online eligibility check.

Family members can contact the hospital's Ayushman help desk for assistance with scheme-related formalities.

What Documents May Be Required?

The documents and information required can vary according to the beneficiary's category and verification process.

Applicants may need Aadhaar details, a mobile number for authentication and other information requested through the authorised portal.

If a beneficiary's name or family details do not match the available records, additional verification may be necessary.

Citizens should not submit sensitive personal information to unofficial agents or unverified websites.

What If Your Name Is Not Found on the Ayushman Portal?

If the portal does not display your beneficiary record, first confirm that you have selected the correct state and entered the requested information accurately.

You can try another supported search method, where available.

If your record still cannot be found, contact the relevant Ayushman Bharat help desk or authorised government assistance channel.

A missing search result does not necessarily establish eligibility or ineligibility for every government health scheme, because different state programmes and beneficiary categories may have separate rules.

Ayushman Bharat Helpline Number

Citizens seeking information about PM-JAY eligibility, Ayushman cards or empanelled hospitals can contact the national helpline.

14555

National PM-JAY helplineCopy

Beneficiaries should use official support channels for complaints or assistance and avoid paying unauthorised agents who promise guaranteed Ayushman card approval.

Important Precautions for Applicants

Always use the official beneficiary portal or authorised Ayushman App.

Do not share OTPs, passwords or sensitive identification information with unknown callers.

Confirm that the hospital is empanelled before relying on cashless treatment benefits.

Remember that the ₹5 lakh amount represents the maximum applicable coverage under the standard family-based scheme, not a payment made directly to beneficiaries.

If your application requires additional verification, follow the instructions provided through authorised government channels.

Conclusion

The latest communication from PMJAY-UP encourages citizens to verify their eligibility under Ayushman Bharat through the official beneficiary portal or Ayushman App.

Eligible beneficiaries who complete the prescribed verification and receive an Ayushman card can access cashless treatment for covered medical services at participating hospitals, subject to the applicable annual coverage limit.

Families should check their eligibility in advance so they understand the benefits and procedures available if hospitalisation becomes necessary.

Source Credit: PMJAY-UP (Ayushman Uttar Pradesh) — Official Advisory, November 3, 2026; National Health Authority Beneficiary Portal; Ayushman Bharat PM-JAY Official Website. Article independently rewritten and expanded from the supplied government communication.